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Arizona’s new government program could get you into a brand new home for $0 down!

Want to see if you qualify for $0 down?

new build loan programs

Online Pre-Approval

Call for a free consultation

Fill out the form to see if you qualify for our $0 down program!

We also offer special government programs for those who have lower credit scores – ask us to learn more!

Online Pre-Approval

Call for a free consultation

new build loan programs

Affordable Down Payments

Put as little as 0% down with no borrower-paid mortgage insurance required.

new build loan programs

Buy More House

Qualify for more financing with flexible debt to income limits.
new build loan programs

Fast Financing

We’ll help you close quickly, so you can get in your new home in no time.
new build loan programs

Painless Pre-Approval

Chat with one of the John Z Home Loan Team members to get a pre-approval on your next home.

new build loan programs

Exclusive Rates

Get exclusive rates personalized to your needs.

We Have Special Government Programs For People With Low Credit Scores

First Time Home Buyers

Learn about our Down payment assistance

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We help you get in a house with less than ideal credit

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Free credit analysis and coaching

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Personalized touch and approach

What Clients Are Saying

“Our current house, built by Scott Communities, is our sixth new home. We have experience with five builders. Compared to the others, our current home is well-built and a good value. We like the layouts of the Scott homes. They have been easy to work with. After living in the house, we found only a few minor items that needed to be fixed under warranty. They took care of them right away.”
- Paul B.

“My experience buying a new home with Hillstone was positive, and the entire purchase process was completed as promised, including selection of many available options and upgrades. During the 5 month building phase I visited the site often and enjoyed seeing my new home constructed. All the staff at Hillstone were always friendly and available to answer my questions along the way.”

“Having now been in my new Hillstone home for the past 18 months, I am very pleased with the quality of materials and construction. All of the components of my house, including HVAC, plumbing and fixtures, flooring, cabinetry, roofing and interior/exterior walls have had no defects. Hillstone also provides an extensive warranty which is very reassuring.”

- Gerard G.

AmeriFirst Financial, Inc., 1550 E. McKellips Road. Suite 117, Mesa AZ 85203 (NMLS # 145368). 1-877-276-1974. © 2020. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AmeriFirst Financial, Inc. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Not intended for legal or financial advice. Visit https://amerifirstloan.com/pages/state-licensing for all state licenses information. Visit NMLS Consumer Access at https://www.nmlsconsumeraccess.org/.