Arizona’s new government program could get you into a brand new build home for $0 down!
Want to see if you qualify for $0 down for a new build home?
Call for a free consultation
Fill out the form to see if you qualify for our $0 down program for a new build home!
We also offer special government programs for those who have lower credit scores and need a path to loan approval – ask us to learn more! Have questions about these Arizona programs? Give us a call.
Call for a free consultation
Affordable Down Payments
Put as little as 0% down on a new build home with no borrower-paid mortgage insurance required.
Buy More House
We’ll help you close quickly, so you can get into your new build home in no time.
Chat with one of the John Z Home Loan Team members to get a pre-approval on your next home. Call today.
Get exclusive rates personalized to your needs for your new build home loan.
We Have Special Government Programs For People With Low Credit Scores
First Time Home Buyers
Learn about our Down payment assistance
We help you get in a house with less than ideal credit
Free credit analysis and coaching
Personalized touch and approach
What Clients Are Saying
“Our current house, built by Scott Communities, is our sixth new home. We have experience with five builders. Compared to the others, our current home is well-built and a good value. We like the layouts of the Scott homes. They have been easy to work with. After living in the house, we found only a few minor items that needed to be fixed under warranty. They took care of them right away.”
“Having now been in my new Hillstone home for the past 18 months, I am very pleased with the quality of materials and construction. All of the components of my house, including HVAC, plumbing and fixtures, flooring, cabinetry, roofing and interior/exterior walls have had no defects. Hillstone also provides an extensive warranty which is very reassuring.”
Our Trusted Builders
Did you know The John Z Home Loan Team is the preferred lender for two local home builders and secondary lender for a few others?
Be sure to check to visit the communities that we partner with:
Want more info on Scott Communities Homes?
“Hillstone Homes brings its experience to the market with a commitment to build quality homes, built to high energy efficiency standards, with a standard of building you a home you will be proud to own and which will give you decades of enjoyment.”
Want more info on Hillstone Homes?
“Mattamy is rigorous about every single aspect of community planning. We acquire the land, design the homes, plan the streets, and we create the people spaces—the walking and biking trails, parks, and other community features. Named New Urbanism it called for homes to be more individual in character, designed into friendlier communities, infused with integrated green space, and with consideration given to people over cars.” https://mattamyhomes.com/phoenix.aspx
Want more info on Mattamy Homes?
“Our foundation is a single, guiding principle: a value-first dedication to the individual needs of each and every one of our nation’s homebuyers. From first-time homebuyers to empty nesters, our family of brands provides a home for every stage in life.” Build your new home today!
Want more info on DR Horton Homes?
We know the Valley and support our local businesses and families. Why go to mortgage companies that are not familiar with your area. We are located right here in the Valley so we can approve loans faster.