Our mission is to help you reach your goals and dreams.

Let’s bring you home.

New Arizona Program

Arizona’s new government program could get you into a brand new build home for $0 down!

The Valley is Our Home

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Phoenix Arizona

Phoenix is the 5th largest city in the U.S. and is becoming a tech hub

Mesa Arizona

Mesa is redefing itself as one of the top valley cities for economic growth and community

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Your Dreams Become Our Goals


Our team members are known by our partners and clients that we have the hearts of a teacher. We close all types of residential Arizona Mortgage loans and in the process, we have gained a reputation of having a high rate of success in closing what are generally regarded as tough loans to close. It is common that we come across clients that have prior credit or financial events that take guidance to correct. We personally help our clients throughout the estimated timeframe of financial repair to put them in a position to purchase a home.

1. Find the perfect type of loan

Choosing the right type of loan is a big step in the loan process as each client has a unique financial profile.  We personally get to know each and every one of our clients to learn about their home buying goals to navigate which loan program best fits that criteria.  We work with a number of down payment assistance programs as well as the common FHA, VA, Conventional and Jumbo home loan programs to find you the best Arizona mortgage loan for you.

Loans closed in 2021

Loans closed this month

2. We walk you through the process

We work with our clients step by step, from start to finish during the loan process to ensure the process goes as smoothly as possible. We take pride in communication and know the importance of staying consistent with our clients and partners as this is one of the biggest transactions someone will make. Being organized and prepared is important when obtaining a home loan. Our team members will guide you step by step through the loan process from the first financial consultation, to pre-qualification, and throughout the remainder of your transaction and receiving your new home keys.


3. Our reliable approval process

It’s quite simple. Our pre-approval loan application takes about 15 minutes to complete. Upon submission, our team is notified immediately and will review your mortgage documents thoroughly. You will then be contacted by a trusted loan officer on our team to discuss your financial capability and what you are pre-qualified for.  From there, we will issue a pre-qualification letter that we will provide to you and your realtor partner.  By having a pre-qualification letter, this is an indication to your realtor on how much home you can afford and to buy and specifies to the seller of that home that you are qualified to purchase their home.

Latest Reviews

Dream come true!

Talk about hard working and thorough. I never knew I would like personalized attention until AmeriFirst helped us with our VA Home loan. John and Maria were there along the entire process. They will tell you first hand, things got sticky and they stuck their necks for us to ensure that we got the home of our dreams.

Herrera Family
VA Loan
Purchase and Refinance

The John Z Team did an amazing job on the purchase of my first home back in 2018. My wife and I just recently refinanced and they closed us in 1 month to which we ended up saving almost $200 on our mortgage payment. Thanks John Z Team!

Travis M
Homeowner, FHA Home Loan
Superb Service
John Zurbruegg and his staff at AmeriFirst did an awesome job of guiding us through the home buying process! He is very informative and professional. He made the loan process go smoothly and as a result, our loan was processed quickly and efficiently! HIs service was superb!!
Jeffrey Milliones
Home Owner
Making it Seem Easy and Flawless

John was great and with me every step of the way! He let me know what to do and not to do while going through the loan process. If I had a question either he or Joanne was there to help out. I highly recommend John and his team for your mortgage loan. He made it seem so easy and flawless.

Jennifer Glazier
Home Loan
Available Anytime We Had Questions

We mostly worked with Joanne, but the team helped us through every step of the way and made the whole process much more manageable. They were available anytime we had questions and not only made sure we understood everything, but made sure we could handle all of it as well.

Ashley Goss
Home Loan
Thank You for all your Effort.

The whole team was a huge help they pushed us on a lot of things that needed to be done but finally, after jumping through the hoops it was all worth it. Not often do you really hear of a VA loan closing in 2 weeks. So for all of the effort and struggle thank you all for your help.

Alexander Pesco
VA Loan

Home Buying

Buying a house has long been a staple of the American dream. We know that the idea of making a large purchase like this can be daunting. However, buying a home is something that will leverage you into your next life chapter. Have you asked yourself lately, “does my personal residence put money into my pocket or take money out of my pocket?”   There could be a variety of reasons as to why you haven’t taken that leap yet; student loan debt, credit card debt, not high enough credit scores etc. What if we told you that you can still obtain this dream of home ownership? Our #1 mission is to close your home loan on time and educate you throughout the home buying process. We’re here to help! Having a team like ours is crucial and sets us apart from others out there.


What different mortgage loans are available to you by choosing the John Z Home Loan Team? Which one do you believe would be the best fit in your scenario?


FHA | Conventional | VA Loan


Are you tired of renting? Are you ready to move your family into your future?

The Valley is Our Backyard

We know the Valley and support our local businesses and families.  Why go to mortgage companies that are not familiar with your area.  We are located right here in the Valley so we can approve loans faster.

Contact Us

AmeriFirst Financial, Inc. – NMLS 145368

275 E. Rivulon Blvd., Ste. 300, Gilbert, AZ

Phone: (602) 402-7773

Email: johnzteam@amerifirst.us

AZBK # (AZBK 0013635 )

AmeriFirst Financial, Inc., 1550 E. McKellips Road. Suite 117, Mesa AZ 85203 (NMLS # 145368). 1-877-276-1974. © 2020. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AmeriFirst Financial, Inc. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Not intended for legal or financial advice. Visit https://amerifirstloan.com/pages/state-licensing for all state licenses information. Visit NMLS Consumer Access at https://www.nmlsconsumeraccess.org/.